Updated: a day ago
People with Original Medicare are often lured to switch to an "advantage" plan with a reward. But what's at risk is often ignored.
A Medicare Advantage plan replaces Original Medicare with different coverage and a different healthcare network.
Consider these costs before leaving Original Medicare:
Your choice of a Med-gap plan (Medicare supplement) is lost.
You may not have access to the doctors you want and may lose access to benefits when needed the most; and
You may be surprised with a higher premium when you didn't have drug coverage before, Part D.
Original Medicare is better because:
You have many Medi-gap products to choose from;
You don't have to buy a drug plan. You can save premiums now, and pay more for each month without coverage if you opt-in later.
Medi-gap plan comparison is easy with lettered plan types; and
You may change your Medi-gap plan on your birthday with no worries.
Remember that Original Medicare with a Med-gap and drug plan are the best choice.
Call today for more info on your choices: (831) 753-0507