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Disclaimer / Privacy & Use Policy


  • The intended audience here are those located in the State of California, USA.

  • Information provided here is for educational use and is general in nature. 

  • Readers who seek specific advice are advised to hire a professional.

  • Services offered are for insurance and retirement products.

  • Registered securities are not offered or serviced.

Privacy & Use Policy:

Your consent is requested to use cookies.  Data collected that would ID you will not be sold by me. Go here to learn more about cookies:

Your privacy is respected which is why you are asked to agree to this website using cookies, but some external elements are not bound by this policy and may continue to load cookies.

What tracking tools are used?

Tracking tools used include cookies which are provided by the website host:  Third-party services such as Google Analytics and others offered through the Wix App Market also use cookies and tracking tools.  The privacy policy can be found hereThird-party services used such as Google Analytics and others offered through the Wix App Market have their own policies on how they collect and store information and are not covered here or by the Wix Privacy Policy.

What info is collected?

Personal and non-personal info is collected and stored to provide, operate and improve services, and to comply with any applicable legal requirements.  

This includes info you provided via this website or by other means and may include: your personal profile such as your name, email, address and account password; transaction details like your payment and credit card info; and communications like your comments, feedback, reviews, and recommendations.

Also collected and stored are your purchase and use history, aggregated data, and computer and connection information like your Internet protocol (IP) address used to connect your computer to the Internet to this website.

Software tools may also be used to measure, collect and store session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. 

What data is stored?

Your data may be stored my me and Personally identifiable info is securely stored by me. stores your data on secure servers behind a firewall. 

All direct payment gateways offered by adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

Why would a site visitor be contacted?

You may be contacted via email, telephone, text messages, and postal mail regarding an account for any of these reasons: tech support; resolve a dispute; collect fees or monies owed; poll your opinions through surveys or questionnaires; updates; promotions; news; and when necessary to enforce an agreement or required by law. 

The use of this website and its technology is a privilege can end without cause or notice, but its use is encouraged.

Please reach out if you have a concern:

Mark Dierolf

PO Box 6879

Salinas, CA  93912

(831) 753-0507

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