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Terms of Use

1. Acceptance of Terms.

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By accessing or using any part of our websites (markdierolf.com, markdierolf.net, and markdierolf.org, collectively the “Website”), you agree to be bound by these Terms of Use. If you do not agree to these terms, please refrain from accessing or using the Website.


2. Intended Audience.

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The content on this Website is intended for individuals residing in the United States. All information provided is for general informational and educational purposes only and should not be considered professional advice. For advice tailored to your situation, please consult a qualified professional.


3. Services Offered.

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We offer insurance and retirement products. Please note that we do not offer or service registered securities through the Website.


4. Use of the Website.

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Access to and use of the Website is a privilege that may be revoked at our discretion without prior notice. You agree to use the Website responsibly and respectfully.
 

5. Phone and Text Messaging.

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By providing your phone number, you consent to receive SMS and phone communications from us related to inquiries and service notifications. We send text messages only to customers who initiate contact. Standard message and data rates may apply. Although we do not currently use SMS for marketing or promotional purposes, we reserve the right to do so in the future with your appropriate consent. You can opt out at any time by replying “STOP” to any message or contacting us at markdierolf@gmail.com.
 

6. Disclaimer.

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The Website and its content are provided on an “as is” and “as available” basis without any warranties, express or implied. We do not guarantee the accuracy, completeness, or usefulness of the information provided.
 

7. Limitation of Liability.

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To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Website.


8. Governing Law.

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These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.
 

9. Changes to Terms.

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We reserve the right to modify or replace these Terms at any time at our sole discretion. It is your responsibility to review these Terms periodically. Your continued use of the Website following the posting of any changes constitutes acceptance of the new Terms.
 

10. Contact Information.

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If you have any questions regarding these Terms, please contact us at:

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Mark Dierolf
PO Box 6879
Salinas, CA 93912
Phone: (831) 753-0507
Email: markdierolf@gmail.com

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Effective Date / Revised: February 5, 2025

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